Saving money can sometimes be a struggle, as the banking industry often offers second-rate Apes that provide little long-term growth. Ally specifically addresses this issue via the 0.50% APY of its Online Savings Account.
Ally has eliminated all minimums and monthly fees for this account, ensuring every cent you earn stays with you. Just like its savings counterpart, the Interest Checking Account also has no monthly fees or minimums.
If you can’t get to an Ballpoint machine, Ally will reimburse up to $10 in out-of-network ATM fees per statement cycle. Other perks customers can take advantage of include online account statements and transaction histories, mobile check deposit and a peer-to-peer money transfer program called Belle®.
Chase Bank offers Washington residents access to a whopping 202 branches in the state. Plus, you can find Chase branches in 25 other states, making it pretty convenient for traveling.
Those that can manage to deposit at least $100 a month or maintain a balance of $25,000 will earn a substantial 0.45% APY. A $100 initial deposit is all that’s needed for the Savings Builder account, making it an extremely accessible choice for just about anyone.
The best regional bank in Washington offers its customers the best free checking account. The Embark Checking account doesn’t charge a monthly service fee.
Ump qua will reimburse you up to $10 in ATM fee rebates as long as you have an account balance of at least $2,500. Still be wary of using out-of-network ATMs as Ump qua bank does charge a $2.50 fee per transaction.
Homestead Bank Premium Select Checking Account earns interest according to balance tiers, with higher balances earning at a slightly higher interest rate. You’ll need at least $100 to open an account, but at least $2,500 to start earning interest at 0.05% APY.
The account charges a $10 monthly fee that you can avoid by maintaining a minimum daily balance of $2,500. There’s no monthly service fee to worry about, which is definitely helpful on a student budget.
If you choose to go old school and still receive paper statements, there will be a $2 fee for each, while statements come at no extra cost. By Lauren Perez Updated December 22, 2020, We maintain strict editorial integrity in our writing and assessments.
Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone. | Advertiser Disclosure We maintain strict editorial integrity in our writing and assessments.
At Homestead Bank, they’re driven to enrich the lives of their customers and communities through intentional relationships, consistent integrity and financial expertise. They believe in driving human connections and authentic interactions in everything they do, which are the building blocks of communities.
As of December 31, 2019, Homestead Bank had 1071 employees working in 67 offices and $6.8 billion in assets. You might know Olympia Federal Savings as the financial institution that sponsors everything, but their day job is really about serving their communities as a locally based mutual bank.
Zions First National Bank was founded in Salt Lake City in 1873 and continues its legacy of strength and stability as one of the oldest financial institutions in the Intermountain West. To bring value to individuals, small-to middle-market businesses, nonprofits, corporations and institutions, Zions Bank provides a wide range of traditional banking and innovative technology services through its network of 122 full-service financial centers.
Dedicated to supporting economic development in the communities it serves, Zions Bank is a consistent market leader in US Small Business Administration lending and is known for its local decision-making. (NASDAQ: ZION), one of the nation's premier financial services companies, with total assets exceeding $65 billion.
Products: Business Services Car Loans Checking Credit Cards ‚ Home Equity Investments Mortgages Personal Loans Savings & CDs At Bank of America, their company is stronger, with a straightforward business model, that is delivering long-term value to their shareholders.
As regional banks proliferated across the country in the years that followed, a number of other predecessors were born. After a series of mergers at the turn of the 21st century, they formally took on the U.S. Bank name and established their headquarters in Minnesota.
Down the decades, they have grown and adapted in order to weather change and meet the many challenges they have encountered along the way: revolutions, global conflict, economic crises, natural disasters, new markets and shifting demographics. Throughout it all, they have remained committed to their purpose: connecting customers to opportunities and enabling businesses to thrive and economies to prosper.
BMO is building its presence and making it easier for customers to do business with it through an integrated network of branches, mobile banking, online banking, and ATMs, along with the expertise of its mortgage specialists, commercial bankers and financial planners. Chase Bank serves nearly half of America's households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing.
Branches: New York, California, Texas, Illinois, Arizona, Michigan, Ohio, Florida, New Jersey, Washington, Indiana, Louisiana, Colorado, Oregon, Wisconsin, Utah, Kentucky, Georgia, Connecticut, Nevada, Oklahoma, West Virginia, Idaho, Pennsylvania, Massachusetts, District of Columbia show less Use our list of great banks in Washington to start your transition now.
You won’t pay maintenance fees, and you don’t need to maintain a minimum monthly balance. First Checking provides younger people aged 13 to 17 with their first banking experience.
All Axis checking accounts come with mobile deposits, bill pay, and peer-to-peer payments. Chase features 42 branches and ATM access points in Seattle alone, as well as other locations throughout Washington.
Chase also offers full-service digital banking through its app or online. You can also open up interest-bearing savings accounts, apply for credit cards, loans and or invest with Chase.
BBVA’s accolade-winning mobile banking app is designed for easy use and customer convenience. Navigation is intuitive and your current financial status is easy to view.
BBVA’s banking services are divided into personal, small business, commercial, corporate and wealth. Some personal banking products are available regionally while the rest are available nationwide.
Each of these accounts include free online and mobile banking. As a U.S. Bank customer, you’ll have access to the span of personal banking products, including checking and savings accounts, mobile and online banking, credit cards, mortgages and refinancing, personal loans and personal lines of credit and investment products.
Enjoy fee-free overdraft protection by linking your checking account with an eligible U.S. Bank savings product. Platinum Checking lets you qualify for top-tier interest rates by keeping at least $25,000 in eligible accounts or investments.
U.S. Bank also offers a fee-free Student Checking account with no minimum monthly balance. Safe Balance Checking is a check-free account that offers overdraft protection.
CIT is a digital bank with a stacked roster of interest-earning savings accounts. The minimum opening deposit for each is only $100 and there’s no monthly service charges.
You can link your account to Bill Pay, Belle and PayPal to make digital funds transfers, make purchases and pay monthly expenses. To further maximize your money, CIT checking is a spending account that earns interest.
Whether you want to make the move to online banking or need a branch closer to your house, you have nearly endless options. No matter your priorities, narrow down your search with Bending’s carefully selected list of the best banks in Washington.
To determine the best banks in Washington, Bending analyzed over 100 banks and financial institutions. We gave weight to banks in Washington with co-op ATMs and cash-back options.
We also gave greater rankings to banks that offer the following: checking and savings accounts, online banking, personal loans, mortgages, educational resources and a mobile app.